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1 of 5 - Sometimes you buy things you don't need because... *

A - You had a coupon, discount code, or rewards points.

B - The item was a perfect addition to your collection.

C - You felt good when you bought it.

D - You never got to have things like this growing up.

E - You don’t often buy things you don’t need. You’re able to recognize the difference between a clear ‘yes’ and a clear ‘no’.

F - You rarely buy things you don't need. You only purchase ‘needs’ and sometimes a few ‘wants’.

2 of 5 - While shopping, eating, or booking a vacation, you often think… *

A - “I’m getting a great deal! I’m saving a ton of money!”

B - “This is fine for now, but I’ll keep looking for a better version.”

C - “This will keep me from having to deal with (insert issue - picky eaters, relationship conflict, stressful task, etc) for a while.”

D - “If I don’t get this now, I might not find it again.”

E - “Great. I got everything on my list and nothing extra.”

F - “That was right on target with my budget, and not a penny more.”

3 of 5 - Why is it hard for you to save money? *

A - You have a hard time passing up a good deal.

B - You can’t stop buying things you don’t need.

C - You shop or eat out when you feel intense emotions like happiness, sadness, anger, or fear.

D - You have a hard time telling yourself “no” or you have a hard time saying no to your kids.

E - It’s not. You are on track to hit your goal within the next year.

F - It’s not. You consistently max out your retirement contributions, have an emergency fund of 6 months of living expenses, and a healthy stash of “play money” in your bank savings account.

4 of 5 - You tend to spend money because… *

A - Getting a great deal makes you feel special.

B - Buying the perfect item makes you feel fulfilled and satisfied, albeit temporarily.

C - It keeps you from feeling frustrated or defeated when life is stressful.

D - You’re afraid of missing out.

E - You’ve set up rewards for reaching your financial goals.

F - It’s already built into your monthly budget.

Last Question - You could probably save more money if… *

A - You were in a friendly competition within a supportive community of women.

B - You believe you already have everything you need.

C - Your life wasn’t so stressful and you weren’t always ‘putting out fires’.

D - You could live in the moment without fear or worry for the future.

E - Your savings goal was clear and you had a strategy to reach it.

F - You don’t have a problem saving. You have a problem feeling like there’s “enough” saved.

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